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How much is the deductible on a homeowners insurance policy?

The deductible on a homeowners insurance policy can vary due to many factors.

Insurance policies are not meant to cover small losses or what some call “maintenance” type losses. They’re designed to protect you from the financial devastation that can occur when you have a large loss involving your home, auto, or business. That’s why insurance policies include a deductible.

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The deductible is the portion of the loss you’ll be responsible for, or what you’ll pay out-of-pocket, when a loss occurs.

Watch this video to learn more about deductibles.

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