Accidents happen every day and you can be held liable for any number of mishaps. While a personal umbrella policy cannot prevent you from being sued, it does help you pay any costs for which you are responsible that exceed the limits of your primary auto or homeowners insurance policy. It will also provide additional coverage to help protect against slander, false arrest, false imprisonment, wrongful eviction, violation of privacy rights, and wrongful detention. It can even cover defense costs if the injured person takes legal action against you.
Watch our video to learn more about the benefits of a personal umbrella policy.