Central offers a number of discounts and credits for eligible policyholders* to help you save money on your insurance.
A credit is available if both your automobile and homeowners coverages are written with Central.
Enroll in both our E-billing and E-policy options and receive a $5 credit per policy annually.
Customer Loyalty Credit
Earn a premium credit after your first two consecutive years with Central up to a maximum 10 percent discount after ten years of longevity.
Discounts are available to policyholders who have excellent insurance scores as determined by your consumer credit information. Click here for more information.
Receive a credit on your renewal policies if you've had no cancellation notices for non-payment.
Receive a credit for selecting a higher deductible on your policy.
Elite New Policy Discount
Receive a discount on your new Central auto policy if you carry higher liability limits and have no accidents, a high insurance score, and minimal traffic violations.
Paid in Full
Receive a five percent discount when you choose to pay your auto premium annually.
When your teen driver enrolls in and completes the teenSMART Driver Safety Program, we'll discount your teen's auto insurance premium. For more information about the discounts available, contact your independent insurance agent. To learn more about the teenSMART Driver Safety Program, visit the teenSMART website.
New Teen Driver Family Loyalty Discount
When you add a teen driver to your auto policy, you'll receive a discount based on how long you've been a Central customer.
Earn a credit for completion of an approved driver education course (based on age/sex/use).
Full time students who maintain a B average or are in the upper 20 percent of their class will earn you a premium discount (based on age/sex/use).
Vehicle Safety Features
Credits are available for passive restraint and antitheft devices which are original equipment manufacturer or aftermarket installed.
A credit is given to specified operators who complete an approved accident prevention course within the past 36 months.
*Discounts and credits are not available in all states. Please check with your Central agent to verify eligibility.