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Personal Auto Policies
Generally speaking, most Personal Auto policies provide the following basic coverages:- Bodily Injury Liability - Covers accidental injury or death of another person if caused by you in an automobile related accident.
- Property Damage Liability - Covers accidental damage to other people's property if caused by you in an automobile related accident.
- Defense Costs - Covers court costs, legal expenses and attorneys fees.
- Collision - Covers you for damage to your car in an accident, regardless of who was at fault.
- Other Than Collision - Covers your car against damage from fire, lightning, flood, theft, glass breakage, falling objects, and other specified perils.
- Medical Payments - Covers you and your family in any car and anyone riding in your car for medical expenses resulting from an accident.
- Uninsured/Underinsured Motorist - Covers injury suffered by you, your family and anyone riding in your car against the uninsured/underinsured or hit-and-run driver.
Central's Auto Policies
Central offers a wide variety of auto coverages and protection extras, like our Summit Auto Policy and our Auto Plus Endorsement. Your Central agent can work with you to develop a policy designed to suit your needs. For more information about autos and insurance, follow the links above.
The policy coverages described above are in the most general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact a Central Agent.
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