myCentral

  • Make a Payment
  • Report a Claim
  • Manage Your Policies

Learn More

Find an Agent

More Options

Central Blog

New Year, New Budget: 5 Ways to Improve Your Financial Health Read more...

The First Steps to Take After Your Identity Has Been Stolen Read more...

Five Benefits of Reading Read more...

Young Adults Need Insurance Too! Read more...

Taking the H.E.A.T. – Four Steps for Improving Customer Service Read more...

The Paleo Lifestyle: Is It Worth Eating Like a Caveman? Read more...

Six Subtle Costs Of Technology Read more...

Big Brother in the Palm of Your Hand Read more...

Sitting: the New "Bad Habit" Read more...

Video Preparing for a Power Outage Read more...

Auto Insurance
<< Back

Employment Practices Liability (EPL) Insurance for Small Business

For additional videos, please visit our Video Library

Employment Practices Liability (EPL) insurance helps protect employers from claims made by employees alleging wrongful termination, discrimination or harassment, including sexual harassment. EPL insurance coverage pays for liability damages and defense costs due to covered claims brought by full-time, part-time, temporary, and seasonal employees.

Central's EPL coverage can be added to your small business policy and is an affordable way to help protect your small business from losses that on average run from $22,400 to $40,500. The cost of an employment charge or lawsuit can damage your small business' financial health or even threaten it altogether. That's why EPL coverage is essential to every small business.

In addition to the policy itself, Central offers the benefit of experienced EPL claim specialists. Plus, if you need legal representation, you'll have access to specialized employment attorneys and an EPL Legal Advice Helpline. We also offer a loss prevention website with model employment policies and procedures, information about laws, and advice to help you prevent or minimize employee complaints.

There are numerous federal and state laws under which employees may bring actions against you for allegations such as sexual harassment, discrimination, and wrongful termination. Employees are aware of these laws and show a greater inclination to pursue legal rights and remedies. This, coupled with a sense of entitlement, has bred an atmosphere where employers are often forced to spend significant dollars for a legal defense to prove an employee’s groundless allegations are false.

Protect your small or mid-sized business against employment-related charges and lawsuits with EPL insurance coverage from Central. Contact a Central agent near you to find out more about EPL coverage or for an insurance quote.

facebook    Central's Blog    Twitter    YouTube