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Commercial Auto Insurance
There are various types of policies available to provide insurance for vehicles owned or leased by a business. Automobiles, trucks, vans, etc. can all be insured, with the type and cost of coverage depending on the territory, business use, radius of operations and size, age and cost new of the vehicle.
Most commercial automobile policies provide coverage for damage to the vehicle and for liability for bodily injury and physical damage to others. Policies can be expanded to include additional coverages such as medical payments, uninsured motorists, employees' cars used in the service of the employer, etc.
A special garage policy is also available for auto dealers. In addition to the coverages provided under most commercial auto policies, the garage policy pays for damage to customers' autos when in the care or control of the insured -- and for the situations usually covered by general liability insurance.
Check with a Central agent near you for more information on the wide variety of coverages available for commercial autos.
The policy coverages described above are in the most general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact a Central Agent.
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