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General Liability Insurance
General liability insurance protects the insured business from money damages as the result of a civil wrong committed by the business or by someone for whom the business is liable. It's not unusual for judges or juries to award money damages in the millions so general liability insurance is vital for most businesses. In addition, general liability insurance provides unlimited DEFENSE COSTS for the insured business!
The insured money damages may arise out of bodily injury, property damage, personal injury (insurance terminology for such offenses as libel, slander, invasion of privacy, etc.) or advertising injury.
Such injuries may result from the business's premises, ongoing operations (away from the premises), completed operations or products. Liability arising out of the use of autos is insured under AUTO insurance. Liability for injuries to employees is covered under WORKER'S COMPENSATION insurance.
Contact a Central agent near you to find out more about general liability insurance.
The policy coverages described above are in the most general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact a Central Agent.
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