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Central's Home Business Plus
Did you realize that if you run a business from your home, coverage for some items related to the business operation may be limited or excluded under the standard homeowner policy. You can protect both your in-home business equipment and supplies as well as your liability with the Home Business Plus endorsement.Central’s Home Business Plus endorsement, when included with a Central homeowner policy, provides the following basic package of coverages for your clients:
- Accounts Receivable - $10,000
- Money & Securities (whether on or off premises) - $2,500
- Business Personal Property On Premises - $5,000
- Business Personal Property Off Premises - $5,000
- Electronic Data Processing Coverage - $5,000
- Cellular Phone - $500
- Credit Card & ATM Card Coverage - $250
- Business Income (4 month limitation) - $100,000
- Extra Expense (4 month limitation) - Actual Damages
- Liability Protection is the same as the Homeowners policy with a $300,000 minimum limit
- $250 minimum deductible applies
- Accounts Receivable to $25,000
- Business Personal Property On Premises to $25,000
- Business Personal Property Off Premises to $10,000
- Electronic Data Processing Coverage to $10,000
- Cellular Phone to $1,500
The policy coverages described above are in the most general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact a Central Agent.
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