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Homeowners Insurance

Homeowners Insurance Coverages

At Central, we know that homeowners insurance is about so much more than just your house. That's why we offer a wide variety of quality, affordable homeowners insurance coverages to help meet your insurance needs and provide exceptional value for your insurance dollar.

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Central's Homeowners Policy provides insurance protection at an affordable price. Protection for covered losses to your home, your personal property, and other structures such as a detached garage or shed is provided. Personal liability coverage and medical payments to others complete the policy.

Need more homeowners insurance? Then check out our specialized coverages for your home:

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Condo, Rental, and Dwelling Coverages
Central also offers policies uniquely designed for condo owners, renters, and rental dwelling owners. Our special line of coverages include:

Home Business Plus
Those who operate a business out of their home face a unique set of exposures and require coverages not found on a typical homeowners insurance policy. For the business owner, Central offers the Home Business Plus Endorsement.

Additional Coverages
Many of us also need protection for those "extras." Central offers a line of coverages perfectly suited for those additional risks such as excess personal liability, jewelry and other valuables, boats, and more. Your Central agent can work with you to develop an insurance policy designed to suit your needs.

Household Inventory
If your home were damaged or destroyed by a fire, theft, or natural disaster, would you be able to recall every item you own? In the event of a total loss, you will be expected to provide a list of all your personal property that was damaged, along with its estimated value. A Household Inventory can not only make it easier to settle your insurance claims, but can also help determine if you have the right type and amount of insurance for your home and its contents.

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View our Discounts and Credits page, for a listing of our money-saving options.

For more information about Central's Homeowners Insurance Policy or any of our other quality, affordable coverages, or for an insurance quote, please contact your independent Central insurance agent.

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Need a Central agent? Link to our convenient Agency Locator to find an agent in your area.

The policy coverages described above are in the most general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact a Central Agent.

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