myCentral

  • Make a Payment
  • Report a Claim
  • Manage Your Policies

Learn More

Find an Agent

More Options

Central Blog

New Year, New Budget: 5 Ways to Improve Your Financial Health Read more...

The First Steps to Take After Your Identity Has Been Stolen Read more...

Five Benefits of Reading Read more...

Young Adults Need Insurance Too! Read more...

Taking the H.E.A.T. – Four Steps for Improving Customer Service Read more...

The Paleo Lifestyle: Is It Worth Eating Like a Caveman? Read more...

Six Subtle Costs Of Technology Read more...

Big Brother in the Palm of Your Hand Read more...

Sitting: the New "Bad Habit" Read more...

Video Preparing for a Power Outage Read more...

Can We Talk? The Somewhat Forgotten Art of Verbal Communication Read more...

Extend Your Web Experience with Browser Extensions! Read more...

Air Conditioning
<< Back

Central Signature® Homeowners Policy

For additional videos, please visit our Video Library

The Central Signature Homeowners Policy is our premier homeowners policy, providing numerous coverage enhancements to ensure your home is fully protected. Here are just a few of the unique benefits you’ll receive...

  • Full Replacement Cost Coverage to rebuild your home at the same location after a covered loss, even if the cost to rebuild exceeds your policy’s limit.
  • Replacement Cost Coverage for your personal belongings with no reduction for depreciation.
  • Replacement Cost Loss Settlement that’s paid up front before repairs or replacement are completed.
  • Cash Out Settlement Option should you choose not to repair or replace your home after a covered total loss.
  • Waiver of Deductible for a covered loss that exceeds $50,000.
  • First Claim Forgiveness assures your policy rates won’t increase due to filing your first claim.
  • Additional Living Expense provides coverage for the extra expenses you incur to maintain your standard of living while your home is being repaired after a covered loss.
  • Equipment Breakdown repairs or replaces your home systems and equipment after a mechanical or electrical breakdown.
  • Tree Removal and Replacement pays to remove tree debris and replace trees fallen on your property due to a covered loss.
  • Utility Line Protection repairs or replaces covered underground utility lines such as water and sewer, electrical power lines, and natural gas lines.
  • Water Backup covers damage from water that backs up through sewers or drains or overflows from a sump pump well.
  • Identity Fraud Protection provides proactive identity management services, identity theft resolution services, and identity theft expense reimbursement.
  • Loss Prevention Device coverage pays for the cost and installation of devices to help protect against the same type of loss in the future.
facebook    Central's Blog    Twitter    YouTube