What is the best auto insurance?

The best auto insurance is coverage tailored to fit your unique needs. Central offers something for every policyholder, with choices ranging from basic protection to broad, comprehensive coverage.

  • Good: The Auto Plus endorsement adds eight valuable coverages, including towing and transportation expense coverage, to your personal auto policy for one low price.
  • Better: The Central Mutual Summit® endorsement provides even more coverage than Auto Plus, including lock replacement, lockout coverage, pet injury coverage, and auto loan/lease gap coverage.
  • Best: If you’re looking for a premier auto policy, Central’s Signature Auto Policy provides ultimate protection. Signature’s list of coverages includes worldwide coverage for rented vehicles, original equipment manufactured parts coverage, trip interruption, and more!

You can enhance your auto coverage with some of our other great offerings like the Personal Umbrella Policy, which offers additional liability protection over your primary auto insurance to help protect your assets should you be sued due to a car accident.

With all the options available from Central, it’s best to discuss your insurance needs with your independent Central agent and let them help you determine the best coverage package.

Of course, any insurance policy is only as good as the service behind it. At Central, we take our promise to provide security, protection, and peace of mind seriously, from the minute you accept the policy to the moment a loss occurs and beyond. While we hope you never need our claims services, should you experience a loss you’ll appreciate Central's value. We bring hospitality and a human touch to customer service. When you call Central, a real person answers, and you’ll never have to navigate a cumbersome phone menu. We aim to provide the best customer experience for you and your family.

Don't have a Central agent? Link to our convenient Agency Locator to find an agent in your area.

*All coverages are not available in all states. Discuss coverage offerings with your agent.

The policy coverages described above are in the most general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact a Central Agent.