What is the best auto insurance?

The best auto insurance is coverage that is tailored to fit your unique needs. Central offers something for every policyholder with a wide range of choices from basic protection to broad, comprehensive coverage.

  • Good: the Auto Plus endorsement adds eight valuable coverages, including towing and transportation expense coverage, to your personal auto policy for one low price.
  • Better: The Central Mutual Summit® endorsement provides even more coverage than Auto Plus, including lock replacement, lockout coverage, pet injury coverage, and auto loan/lease gap coverage.
  • Best: if you’re looking for a premier auto policy, Central’s Signature Auto Policy provides the ultimate in protection as it’s especially tailored to fit the affluent lifestyle. Signature’s list of coverages includes worldwide coverage for rented vehicles, original equipment manufactured parts coverage, trip interruption, and more!
  • If you own a golf cart, classic car, motor home, or trailer we have coverage for that too.

You can enhance your auto coverage with some of our other great offerings:

  • If you own a boat or a personal watercraft, our Boatowners policy will keep you afloat.
  • You don’t need to be rich to be at risk for a lawsuit. A Personal Umbrella Policy offers an additional amount of liability protection over your primary auto insurance to help protect your assets should you be sued as the result of a car accident.
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With all of the options available from Central, it’s best to discuss your insurance needs with your independent Central agent and let them help you determine the best coverage package for you.

Of course, any insurance policy is only as good as the service that stands behind it! At Central, we take our promise to provide security, protection and peace of mind seriously, from the minute you accept the policy, to the moment a loss occurs, and beyond. While we hope you never have a need for our claims services, should you experience a loss you’ll appreciate the value of Central. From our contact standards, which are among the highest in the industry, and our fast, efficient processing of claims to our continuous communication and prompt resolution of problems or issues, our goal is to provide the best customer experience every time.

Don't have a Central agent? Link to our convenient Agency Locator to find an agent in your area.

The policy coverages described above are in the most general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact a Central Agent.