Home Business Plus

Did you realize that if you operate a business from your home, coverage for some items related to the business operation may be limited or excluded under the standard homeowner's insurance policy? You can protect your home business equipment and supplies and your home business liability for covered losses to others with the Home Business Plus endorsement.

Central's Home Business Plus endorsement, when included with a Central Homeowners Policy, provides the following basic package of insurance coverages:

• Accounts Receivable – $10,000
• Money and Securities (whether on or off premises) – $2,500
• Business Personal Property On Premises – $5,000
• Business Personal Property Off Premises – $5,000
• Electronic Data Processing Coverage – $5,000
• Cellular Phone – $500
• Credit Card and ATM Card Coverage – $250
• Business Income (4-month limitation) – $100,000
• Extra Expense (4-month limitation) – actual damages
• A $250 minimum deductible applies

Protect yourself and your home, as well as your home business. Contact a Central agent for more details or an insurance quote.

The policy coverages described above are in the most general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact a Central agent.