Home Business Plus

Did you realize that if you operate a business from your home, coverage for some items related to the business operation may be limited or excluded under the standard homeowner's insurance policy? You can protect both your home business equipment and supplies, as well as your home business liability for covered losses to others with the Home Business Plus Endorsement.

Central's Home Business Plus Endorsement, when included with a Central Homeowner's Policy, provides the following basic package of insurance coverages:

  • Accounts Receivable – $10,000
  • Money and Securities (whether on or off premises) – $2,500
  • Business Personal Property On Premises – $5,000
  • Business Personal Property Off Premises – $5,000
  • Electronic Data Processing Coverage – $5,000
  • Cellular Phone – $500
  • Credit Card & ATM Card Coverage – $250
  • Business Income (4 month limitation) – $100,000
  • Extra Expense (4 month limitation) – Actual Damages
  • $250 minimum deductible applies

Protect yourself and your home, as well as your home business. Contact a Central agent for more details or for an insurance quote.