What is the best home insurance?

The best home insurance is coverage that is tailored to fit your unique needs. Central offers something for every policyholder with a wide range of choices from basic protection to broad, comprehensive coverage.

If you are looking for a premier homeowners policy, Central’s Signature Homeowners Policy provides the ultimate in protection, tailored to fit the affluent lifestyle. Do you need enhanced homeowners coverage at an outstanding price? Central's Summit Homeowners Policy is an exceptional value, ensuring your home is fully protected.

  • If you operate a business from your home, our Home Business Plus policy will help protect both your home business equipment and supplies, as well as liability related to your home business.
  • Coverage for high value items such as jewelry, fine art, or firearms is often limited on a standard homeowners policy. Scheduling these items with Central’s Scheduled Personal Property Endorsement will help assure you have the right amount of protection.
  • If you own a boat or a personal watercraft, our Boatowners policy will keep you afloat.
  • You don’t need to be rich to be at risk for a lawsuit. A Personal Umbrella Policy offers an additional amount of liability protection over your primary homeowners insurance to help protect your assets.
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With all of the options available from Central, it’s best to discuss your insurance needs with your independent Central agent and let them help you determine the best coverage package for you!

Of course, any insurance policy is only as good as the service that stands behind it! At Central, we take our promise to provide security, protection and peace of mind seriously, from the minute you accept the policy, to the moment a loss occurs, and beyond. While we hope you never have a need for our claims services, should you experience a loss you’ll appreciate the value of Central. From our contact standards, which are among the highest in the industry, and our fast, efficient processing of claims to our continuous communication and prompt resolution of problems or issues, our goal is to provide the best customer experience every time.

Don't have a Central agent? Link to our convenient Agency Locator to find an agent in your area.

The policy coverages described above are in the most general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact a Central Agent.