What is the best home insurance?

The best home insurance is coverage tailored to fit your unique needs. Central offers something for every policyholder, with choices ranging from basic protection to broad, comprehensive coverage.

If you are looking for a premier homeowners policy, Central’s Signature Homeowners Policy provides ultimate protection. Do you need enhanced homeowners coverage at an outstanding price? Central's Summit Homeowners Policy is an exceptional value, ensuring your home is fully protected.

  • Coverage for high-value items such as jewelry, fine art, or firearms is often limited on a standard homeowners policy. Scheduling these items with Central’s Scheduled Personal Property endorsement will help ensure you have the right amount of protection.
  • If you own a boat or a personal watercraft, our Boatowners policy will keep you afloat.
  • You don’t need to be rich to be at risk for a lawsuit. A Personal Umbrella Policy offers additional liability protection over your primary homeowners insurance to help protect your assets.

With all the options available from Central, it’s best to discuss your insurance needs with your independent Central agent and let them help you determine the best coverage package.

Of course, any insurance policy is only as good as the service behind it! At Central, we take our promise to provide security, protection, and peace of mind seriously, from the minute you accept the policy to the moment a loss occurs and beyond. While we hope you never need our claims services, should you experience a loss you’ll appreciate Central's value. We bring hospitality and a human touch to customer service. When you call Central, a real person answers, and you’ll never have to navigate a cumbersome phone menu. We aim to provide the best customer experience for you and your family.

Don't have a Central agent? Link to our convenient Agency Locator to find an agent in your area.

*All coverages are not available in all states. Discuss coverage offerings with your agent.

The policy coverages described above are in the most general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact a Central Agent.