Renters Insurance

Renters need insurance coverage too. If fire damages the home or apartment you rent, the owner's insurance on the building doesn't cover your belongings. Talk to your Central agent today about our low-cost Renters Insurance Policy.

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Looking for extra protection? The Central Mutual Summit® Tenant Policy is our premier renters policy. It offers the maximum protection at an affordable price.

The Central Mutual Summit Tenant Policy* is the premier renters policy. It offers the maximum protection available at an outstanding price. What if...

  • You lose your unscheduled diamond engagement ring while on vacation? You're covered for up to $10,000 if you have a Central Mutual Summit Tenant Policy.
  • You lose all your personal property when your apartment burns to the ground? The Central Mutual Summit Tenant Policy will pay to replace your damaged personal property without any deduction for depreciation.

But that's not all you get. In addition, you also receive these benefits with a Central Mutual Summit Tenant Policy:

  • Broadened cause of loss protection
  • Increased coverage for personal property away from premises
  • Credit card and forgery—up to $5,000
  • Refrigerated contents coverage—up to $1,000
  • Personal injury liability coverage
  • Increased coverage limits on money, securities, watercraft, trailers, business property, silverware and firearms
  • Up to $10,000 in coverage for lost, stolen or misplaced jewelry, watches and furs
  • Data recovery due to computer virus
  • Water Back Up—up to $10,000 (not in IL, IN, KY, MI, OH)

The Central Mutual Summit Tenant Policy offers exceptional value at an affordable price. Combine this coverage with our industry leading policy and claims service and you receive exceptional value for your insurance dollar.

The Central Mutual Summit Tenant Policy is not available in North Carolina. For complete details, please contact your Central agent.

View our Discounts and Credits page, for a listing of our money-saving options.

For more information about these or any of our other quality, affordable coverages, or for an insurance quote, please contact your independent Central insurance agent.

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Need a Central agent? Link to our convenient Agency Locator to find an agent in your area.

The policy coverages described above are in the most general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact a Central Agent.