Industrial warehouse scene with a large metal hook suspended from a pulley system in the foreground, and two workers in blue uniforms and helmets handling metal beams in the background.

Your Craft, Our Coverage

Manufacturing

Manufacturing comes with unique risks and challenges—from product recalls to equipment breakdown. Central’s manufacturing coverages protect your clients from the unexpected so they can stay on track and keep production running smoothly.

APPETITE

Person in a blue uniform holding a control device in an industrial workshop, with robotic arms and sparks from welding or cutting in the background.

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Writing the Right Business Together

Click below to learn more about Central’s manufacturing appetite and the types of business we want to write with you.

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Attractive Markets

  • Durable Goods Wholesalers  
  • Electronics & Electrical Parts 
  • Household Goods Manufacturing 
  • Metalworkers 
  • Shelf Stable Food Products Manufacturing
  • Sign Manufacturing 
  • Small Equipment & Machinery 
View Target Classes
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In-Appetite Classes

  • Breweries and Wineries 
  • Clay & Brick Products 
  • Industrial Equipment & Machinery 
  • Non-alcoholic Beverages 
  • Non-critical Auto Parts 
  • Paper Products 
  • Plastic Products 
  • Textile Products
View Target Classes
Icon of a white construction helmet with a yellow chin strap

Attractive Markets

  • Durable Goods Wholesalers  
  • Electronics & Electrical Parts 
  • Household Goods Manufacturing 
  • Metalworkers 
  • Shelf Stable Food Products Manufacturing
  • Sign Manufacturing 
  • Small Equipment & Machinery 
View Target Classes
Icon of a white silhouette of a person inside a yellow gear

In-Appetite Classes

  • Breweries and Wineries 
  • Clay & Brick Products 
  • Industrial Equipment & Machinery 
  • Non-alcoholic Beverages 
  • Non-critical Auto Parts 
  • Paper Products 
  • Plastic Products 
  • Textile Products
View Target Classes

THE RIGHT FIT FOR CENTRAL

Meet our ideal manufacturing policyholder.

OUR IDEAL ACCOUNT CHARACTERISTICS

Property values of $50 million or less per location

Machinery that can be easily replaced or repaired

A strong safety culture with formal safety controls

Satisfactory financial and loss history

Appropriate fire prevention and suppression systems

Proper dust collection and ventilation

Successful businesses that are specialists in their product and process, building proficiency over three years

Central’s manufacturing loss control checklist is a practical guide designed to help identify hazards, reinforce safe practices, and keep operations running smoothly. 

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25%

We have grown our target manufacturing book by 25% since 2022.

$12.8M

In 2023, we set a record with over $12.8M in new manufacturing business.

27%

We’ve written 27% more metal manufacturers over the past two years.

Manufacturing

Coverage Highlights

Central offers a broad range of commercial coverages specifically designed for manufacturers, including:

Liability

Property

Manufacturers Errors & Omissions

Central’s Manufacturers E&O coverage goes above and beyond by protecting the manufacturer if they suffer a direct financial loss due to an error. Our coverage is broad with few exclusions. It covers financial losses resulting from defective products, protecting the damaged product itself, and third parties that experience financial consequences due to the alleged defect.  

MANUFACTURER'S ERRORS & OMISSIONS

POLLUTION LIABILITY

PRODUCT RECALL

"Focusing on attractive markets allows us to effectively utilize our experience and expertise to offer our policyholders quality products and outstanding hospitality.”

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James Barto

Vice President — Commercial Lines

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Why Central

Central's specialized coverages safeguard each stage of the manufacturing process by addressing the unique risks of today’s production environment. From product recalls to equipment breakdown, we’ve got it covered, and we’re proud to provide policyholders with peace of mind knowing they’re protected by an insurance partner who understands the industry.

INDUSTRY INSIGHTS

Ready to get started?

The right coverage is just a few clicks away.

Central Insurance is comprised of Central Mutual Insurance Company and All America Insurance Company.

"A" Excellent AM Best Rating

Industries

Construction

Builder's Risk

ManufacturingSmall Business

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