Big news for small business. Learn about Central’s latest BOP improvements and expanded eligibility.

Commercial Lines

A Partner in Protection

Attractive markets are profitable classes of business where Central's expertise and coverages align to deliver the greatest value. Click the button below to learn more about the accounts we want to write and grow with you.  

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Writing the Right Business Together

Click below to learn more about Central’s commercial lines appetite and the types of commercial lines business we want to write with you.

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Construction

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Manufacturing

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Small Business

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Construction

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Manufacturing

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Small Business

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$94.3M

STARTING OFF STRONG

Commercial lines wrote $94.3M in new business through Q3 2025.

50.4%

BUILDING MOMENTUM

50.4% of our new business is construction.

13.6%

GAINING

GROUND

New business is up 13.6% year-over-year. 

11.7%

PREMIUM PERFORMANCE

Written premium is up 11.7% year-over-year.

WHERE WE ARE

Four regional markets. Twenty-five states.

One unwavering commitment to integrity, relationships, and excellence. 

Map showing the regions we serve.

COMMERCIAL PRODUCTS

We’ve Got It Covered

Explore our range of commercial products—from property and liability to umbrella.

Commercial Lines Package

Comprehensive coverage designed to protect businesses from property and liability risks.

Expolore Product

General Liability

Protects businesses against financial losses from third-party bodily injury, property damage, or personal injury claims.

Expolore Product

Commercial Auto

Protects business vehicles from liability, collision, and more.

Expolore Product

Workers' Compensation

Comprehensive coverage for workplace injuries. Includes access to a 24/7 nurse hotline and loss control resources designed to prevent claims by fostering a safer workplace.

Expolore Product

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ADDITIONAL RESOURCES

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Why Central?

Central’s commercial lines expertise is rooted in understanding the challenges and risks business owners face each day. We combine tailored coverage and proactive risk management to protect what our policyholders value most: the business they’ve built and the future they envision.

Ready to get started?

The right coverage is just a few clicks away.

Central Insurance is comprised of Central Mutual Insurance Company and All America Insurance Company.

"A" Excellent AM Best Rating

Industries

Construction

Builder's Risk

ManufacturingSmall Business

Resources

Agent Resources

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Terms of Use

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