NEWS
2025 BOP Updates
Central continues expanding our BOP coverage, competitiveness, and eligibility to meet the evolving needs of your small business clients. Below, we’ve outlined enhancements made in 2025 and additional updates coming soon.
More Competitive Pricing
We reduced rates for nearly all BOP-eligible classes mid-year. This update created immediate advantages for agents seeking more competitive options for their small business accounts.
Expanded Coverage Options
Throughout the year, we introduced several new coverage features designed to fit the needs of growing small businesses. These include:
New Professional Liability Forms
– Blanket Additional Insured
– Additional named insured endorsements designed for artisan contractors
– Hired and non-owned auto coverage in Illinois
Expanded Eligibility
We broadened eligibility for several professional services classes, including:
– Barbers and Hairdressers
– Beauticians
– Nail Salons
Higher Available Limits
Your clients now have access to increased limits aligned with their growing businesses. These include updated limits for:
– Damage to Premises Rented to You
– Employee Dishonesty Coverage
2026 BOP Updates
Recent Updates
Employee Benefits Liability
Coming Soon
– Residential Cleaning Professional Liability
– Extended Spoilage Coverage
– Extended Care, Custody, and Control Options
