NEWS
Enhancements to our BOP and Workers' Comp Products
We’re pleased to announce important updates to our Business Owner’s Policy (BOP) and Workers’ Compensation products. These enhancements will deliver more competitive pricing and broader coverage for your clients. Here’s what’s changed and what’s new.
More Competitive Pricing
We’ve lowered Workers’ Comp and BOP rates across many of our most desirable classes to better align pricing with our appetite, making it easier to write these coverages on eligible small business accounts.*
Expanded BOP Classes
BOP eligible classes now include beauticians, beauty parlors, nail salons, barbershops, and hair salons.
Updated Coverage
The Property Plus endorsement now automatically includes $15,000 in employee dishonesty coverage, with optional limits available up to $25,000 or $50,000. Hired/non-owned auto coverage is now available in Illinois and Utah, with Illinois including state-required UM/UIM coverage.
Additional Insured Coverages
We now offer a broader range of additional insured options, including:
– Owners, Lessees, Contractors
– Completed Operations
– Grantor of Franchise
– Additional Insured – Vendors Endorsement
– Blanket Additional Insured
Increased Limits
We’ve expanded available limits for Damage to Premises Rented to You under Liability Plus endorsements.
These updates reflect our commitment to providing flexible, comprehensive solutions that meet the evolving needs of small business clients.
*Not applicable in New York or Kentucky.
